Business Monitor International


Switzerland Commercial Banking Report

Published 05 February 2014

  • 61 pages
  • Instant access to your report online and PDF format through your account library
  • Includes 3 free updated quarterly reports
 
$1,295.00
Switzerland Commercial Banking Report
Commercial Banking Sector Indicators
Date Total assets Client loans Bond portfolio Other Liabilities and capital Capital Client deposits Other
October 2012, CHFbn 2,886.7 567.7 135.0 2,183.9 2,886.7 26.3 521.2 2,339.2
October 2013, CHFbn 2,937.0 573.8 198.7 2,164.4 2,937.0 29.0 600.7 2,307.3
% change y-o-y 1.7% 1.1% 47.2% -0.9% 1.7% 10.5% 15.2% -1.4%
October 2012, US$bn 3,099.0 609.5 145.0 2,344.5 3,099.0 28.2 559.5 2,511.2
October 2013, US$bn 3,238.5 632.8 219.1 2,386.6 3,238.5 32.0 662.3 2,544.1
% change y-o-y 4.5% 3.8% 51.1% 1.8% 4.5% 13.4% 18.4% 1.3%
Source: BMI; Central banks; Regulators
Commercial Banking Sector Key Ratios, October 2013
Loan/deposit ratio Loan/asset ratio Loan/GDP ratio GDP Per Capita, US$ Deposits per capita, US$
95.53% 19.54% 100.12% 69,281.9 82,131.3
Rising Falling Falling n.a. n.a.
Source: BMI; Central banks; Regulators
Annual Growth Rate Projections 2013-2018 (%)
Assets Loans Deposits
Annual Growth Rate 2 5 7
CAGR 2 4 7
Ranking 64 57 45
Source: BMI; Central banks; Regulators
Ranking Out Of 71 Countries Reviewed In 2014
Loan/deposit ratio Loan/asset ratio Loan/GDP ratio
34 71 16
Local currency asset growth Local currency loan growth Local currency deposit growth
59 54 47
Source: BMI; Central banks; Regulators
Commercial Banking Sector Indicators, 2011-2018
2011 2012 2013e 2014f 2015f 2016f 2017f 2018f
Total assets, CHFbn 2,837.1 2,857.5 2,908.9 2,975.8 3,047.2 3,114.3 3,179.7 3,243.3
Total assets, US$bn 3,024.3 3,121.6 2,770.4 2,796.8 2,885.6 2,971.6 3,057.4 3,118.5

Table of Contents

BMI Industry View
7
Table: Commercial Banking Sector Indicators
7
Table: Commercial Banking Sector Key Ratios, October 2013
7
Table: Annual Growth Rate Projections 2013-2018 (%)
7
Table: Ranking Out Of 71 Countries Reviewed In 2014
8
Table: Commercial Banking Sector Indicators, 2011-2018
8
SWOT
9
Commercial Banking
9
Political
10
Economic
11
Business Environment
12
Industry Forecast
14
Industry Risk Reward Ratings
16
Developed States Commercial Banking Risk/Reward Ratings
16
Table: Developed States Commercial Banking Risk/Reward Ratings
17
Market Overview
18
Developed States Commercial Banking Outlook
18
Table: Banks' Bond Portfolios, 2012
18
Table: Comparison of Loan/Deposit & Loan/Asset & Loan/GDP ratios, 2014
19
Table: Comparison of Total Assets & Client Loans & Client Deposits (US$bn)
19
Table: Comparison of US$ Per Capita Deposits, 2014
20
Economic Analysis
20
Table: SWITZERLAND - Economic Activity
25
Competitive Landscape
26
Market Structure
26
Protagonists
26
Table: Protagonists In Switzerland's Commercial Banking Sector
26
Definition of the Commercial Banking Universe
26
List of Banks
27
Table: Major Swiss Banking Groups
27
Company Profile
28
BCV Group
28
Table: Balance Sheet (CHFmn)
29
Table: Balance Sheet (US$mn)
30
Table: Key Ratios (%)
30
Credit Suisse
31
Table: Balance Sheet (CHFmn)
33
Table: Balance Sheet (US$mn)
33
Table: Key Ratios (%)
34
Luzerner Kantonalbank
35
Table: Stock Market Indicators
36
Table: Balance Sheet (CHFmn)
37
Table: Balance Sheet (US$mn)
37
Table: Key Ratios (%)
37
St Galler Kantonalbank
38
Table: Stock Market Indicators
40
Table: Balance Sheet (CHFmn)
40
Table: Balance Sheet (US$mn)
40
Table: Key Ratios (%)
41
UBS
42
Table: Balance Sheet (CHFmn)
44
Table: Balance Sheet (US$mn)
44
Table: Key Ratios (%)
44
Valiant Holdings
45
Table: Stock Market Indicators
46
Table: Balance Sheet (CHFmn)
46
Table: Balance Sheet (US$mn)
47
Table: Key Ratios (%)
47
Global Industry Overview
48
Global Commercial Banking Outlook
48
Regional Outlooks
49
Demographic Forecast
53
Table: Switzerland's Population By Age Group, 1990-2020 ('000)
54
Table: Switzerland's Population By Age Group, 1990-2020 (% Of Total)
55
Table: Switzerland's Key Population Ratios, 1990-2020
56
Table: Switzerland's Urban And Rural Population, 1990-2020
56
Methodology
57
Industry Forecast Methodology
57
Sector Specific Methodology
58
Risk/Reward Ratings Methodology
59
Sector Specific Methodology
60
Table: Commercial Banking Risk/Reward Rating Indicators
60
Weighting
61
Table: Weighting Of Indicators
61

The Switzerland Commercial Banking Report has been researched at source and features Business Monitor International (BMI)'s independent assessment and forecasts for the commercial banking sector in Switzerland. It examines key drivers of growth and future prospects, including the macroeconomic situation, the level of development and potential for growth of the banking sector, the commercial initiatives of major players, government policy and the regulatory environment. Leading banks are profiled, covering total assets, liabilities, client deposits, lending, bond holdings, main products and services, competitive positioning and ownership structure.

BMI's Switzerland Commercial Banking Report provides industry professionals and strategists, sector analysts, business investors, trade associations and regulatory bodies with independent forecasts and competitive intelligence on the commercial banking industry in Switzerland.

Key Benefits

  • Benchmark BMI's independent commercial banking industry forecasts for Switzerland to test other views - a key input for successful budgeting and strategic business planning in the Swiss commercial banking market.
  • Target business opportunities and risks in Switzerland through our reviews of latest industry trends, regulatory changes, and major deals, investments and macroeconomic developments.
  • Exploit latest competitive intelligence on your competitors, partners and clients via our Company Profiles (inc. SWOTs, KPIs and latest activity) and Competitive Landscape Analysis.

Coverage

Executive Summary

Key insights into the commercial banking market, covering industry trends, key players and the regulatory environment, plus snapshots of assets, liabilities, client loans and client deposits in local currency and US$.

Industry SWOT Analysis

Analysis of the major Strengths, Weaknesses, Opportunities and Threats within the commercial banking sector and within the broader political, economic and business environment.

Business Environment Ratings

BMI's Commercial Banking Business Environment Ratings provide a country-comparative Risk-Reward Ratings index aimed at investors and participants in the regional commercial banking market.

The ratings methodology makes sophisticated use of over 40 industry, economic and demographic data points and is part of BMI's integrated Country Risk-Industry Ratings products.

Global, Regional and Country Industry

In-depth analysis of the major global and regional developments in the market, which can be linked with the country industry overview, providing cross-country investment, product and financing trends that will affect each market, supported by BMI's global and regional industry forecasts.

BMI Economic Forecasts

BMI forecasts to end-2017 for all headline macroeconomic indicators including real GDP growth, inflation, fiscal balance, trade balance, current account and external debt.

Competitive Landscape

Market Data: Analysis of market size, dominant trends, competitive landscape and key annual and quarterly data.

Company Database: A comprehensive breakdown of KPIs of the leading commercial banks, including assets and liabilities, client loans, client deposits, capital, bond holdings, loan-deposit ratio, tier 1 capital, return on assets, earnings per share and market capitalisation.

Company Profiles and SWOTs

Examines the competitive positioning and short- to medium-term business strategies of key industry players. Strategy is examined within the context of BMI's industry forecasts, our macroeconomic views and our understanding of the wider competitive landscape to generate Company SWOT (Strengths, Weaknesses, Opportunities and Threats) analyses. The latest financial and operating statistics and key company developments are also incorporated within the company profiles, enabling a full evaluation of recent company performance and future growth prospects.

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Testimonials

'An essential, multi-faceted research tool. BMI’s thorough understanding of the major market players enables an informed – and informative – review of the sector’s actual performance, together with useful insights into current industry issues, which are topped-off with detailed and invaluable forecasts of industry and macroeconomic trends.’

Senior Research Analyst, ABC International Bank plc