Business Monitor International


Sri Lanka Commercial Banking Report

Published 19 September 2014

  • 70 pages
  • Instant access to your report online and PDF format through your account library
  • Includes 3 free updated quarterly reports
 
$1,295.00
Sri Lanka Commercial Banking Report
Commercial Banking Sector Indicators
Date Total assets Client loans Bond portfolio Other Liabilities and capital Capital Client deposits Other
Source: BMI; Central banks; Regulators
December 2012, LKRbn 3,757.4 2,305.6 648.7 803.0 3,757.4 375.9 2,798.2 583.2
December 2013, LKRbn 4,328.3 2,547.7 980.9 799.7 4,328.3 444.9 3,253.1 630.2
% change y-o-y 15.2% 10.5% 51.2% -0.4% 15.2% 18.4% 16.3% 8.0%
December 2012, USDbn 29.4 18.1 5.1 6.3 29.4 2.9 21.9 4.6
December 2013, USDbn 33.1 19.5 7.5 6.1 33.1 3.4 24.9 4.8
% change y-o-y 12.5% 7.9% 47.6% -2.8% 12.5% 15.6% 13.5% 5.5%
Commercial Banking Sector Key Ratios, December 2013
Loan/deposit ratio Loan/asset ratio Loan/GDP ratio GDP Per Capita, USD Deposits per capita, USD
Source: BMI; Central banks; Regulators
78.31% 58.86% 29.27% 3,167.9 1,169.2
Falling Falling Falling n.a. n.a.
Annual Growth Rate Projections 2013-2018 (%)
Assets Loans Deposits
Source: BMI; Central banks; Regulators
Annual Growth Rate 19 19 17
CAGR 19 19 17
Ranking 7 8 13
Ranking Out Of 73 Countries Reviewed In 2014
Loan/deposit ratio Loan/asset ratio Loan/GDP ratio
Source: BMI; Central banks; Regulators
53 37 61
Local currency asset growth Local currency loan growth Local currency deposit growth
5 6 13
...
Commercial Banking Sector Indicators, 2011-2018
2011 2012 2013 2014f 2015f 2016f 2017f 2018f
e/f = estimate/forecast. Source: BMI; Central banks; Regulators
Total assets, LKRbn 3,157.7 3,757.4 4,328.3 5,139.8 6,103.5 7,247.9 8,606.9 10,220.7
Total assets, USDbn 27.7 29.4

Table of Contents

BMI Industry View
7
Table: Commercial Banking Sector Indicators
7
Table: Commercial Banking Sector Key Ratios, March 2013
7
Table: Annual Growth Rate Projections 2013-2018 (%)
7
Table: Ranking Out Of 72 Countries Reviewed In 2014
8
Table: Commercial Banking Sector Indicators, 2011-2018
8
SWOT
9
Commercial Banking
9
Political
10
Economic
11
Business Environment
12
Industry Forecast
13
Financial Consolidation Is Gaining Momentum
14
Equity Market Signaling Stronger Growth For The Banking Industry
15
Industry Risk Reward Ratings
17
Asia Commercial Banking Risk/Reward Ratings
17
Table: Asia Commercial Banking Risk/Reward Ratings
18
Market Overview
19
Asia Commercial Banking Outlook
19
Table: Banks' Bond Portfolios, 2013
19
Table: Comparison of Loan/Deposit & Loan/Asset & Loan/GDP ratios, 2014
19
Table: Comparison of Total Assets & Client Loans & Client Deposits (USDbn)
20
Table: Comparison of USD Per Capita Deposits, 2014
21
Economic Analysis
21
Public Investment To Continue Supporting Growth
22
Promising Growth Prospect In The Export Sector
23
Risks To Economic Outlook
24
Table: Sri Lanka - Economic Activity
25
Competitive Landscape
26
Market Structure
26
Protagonists
26
Table: Protagonists In Sri Lanka's Commercial Banking Sector
26
Definition Of The Commercial Banking Universe
26
List Of Banks
26
Table: Licensed Commercial Banks In Sri Lanka
26
Company Profile
28
Bank of Ceylon
28
Table: Balance Sheet (LKRmn)
30
Table: Balance Sheet (USDmn)
30
Table: Key Ratios (%)
30
Commercial Bank of Ceylon
31
Table: Stock Market Indicators
33
Table: Balance Sheet (LKRmn)
33
Table: Balance Sheet (USDmn)
34
Table: Key Ratios (%)
34
DFCC Vardhana Bank
35
Table: Stock Market Indicators
37
Table: Balance Sheet (LKRmn)
37
Table: Balance Sheet (USDmn)
37
Table: Key Ratios (%)
38
Habib Bank
39
Table: Balance Sheet (PKRmn)
40
Hatton National Bank
41
Table: Stock Market Indicators
43
Table: Balance Sheet (LKRmn)
43
Table: Balance Sheet (USDmn)
43
Table: Key Ratios (%)
44
National Development Bank
45
Table: Stock Market Indicators
47
Table: Balance Sheet (LKRmn)
47
Table: Balance Sheet (USDmn)
48
Table: Key Ratios (%)
48
Nations Trust Bank
49
Table: Stock Market Indicators
50
Table: Balance Sheet (LKRmn)
51
Table: Balance Sheet (USDmn)
51
Table: Key Ratios (%)
51
Regional Overview
52
Asia Overview
52
Global Industry Overview
55
Global Commercial Banking Outlook
55
Regional Outlooks
55
Demographic Forecast
62
Table: Sri Lanka's Population By Age Group, 1990-2020 ('000)
63
Table: Sri Lanka's Population By Age Group, 1990-2020 (% of total)
64
Table: Sri Lanka's Key Population Ratios, 1990-2020
65
Table: Sri Lanka's Rural And Urban Population, 1990-2020
65
Methodology
66
Industry Forecast Methodology
66
Sector-Specific Methodology
67
Risk/Reward Ratings Methodology
68
Table: Commercial Banking Risk/Reward Rating Indicators
69
Table: Weighting Of Indicators
70

The Sri Lanka Commercial Banking Report has been researched at source and features Business Monitor International (BMI)'s independent assessment and forecasts for the commercial banking sector in Sri Lanka. It examines key drivers of growth and future prospects, including the macroeconomic situation, the level of development and potential for growth of the banking sector, the commercial initiatives of major players, government policy and the regulatory environment. Leading banks are profiled, covering total assets, liabilities, client deposits, lending, bond holdings, main products and services, competitive positioning and ownership structure.

BMI's Sri Lanka Commercial Banking Report provides industry professionals and strategists, sector analysts, business investors, trade associations and regulatory bodies with independent forecasts and competitive intelligence on the commercial banking industry in Sri Lanka.

Key Benefits

  • Benchmark BMI's independent commercial banking industry forecasts for Sri Lanka to test other views - a key input for successful budgeting and strategic business planning in the Sri Lankan commercial banking market.
  • Target business opportunities and risks in Sri Lanka through our reviews of latest industry trends, regulatory changes, and major deals, investments and macroeconomic developments.
  • Exploit latest competitive intelligence on your competitors, partners and clients via our Company Profiles (inc. SWOTs, KPIs and latest activity) and Competitive Landscape Analysis.

Coverage

BMI Industry View

Key insights into the commercial banking market, covering industry trends, key players and the regulatory environment, plus snapshots of assets, liabilities, client loans and client deposits in local currency and US$.

Industry SWOT Analysis

Analysis of the major Strengths, Weaknesses, Opportunities and Threats within the commercial banking sector and within the broader political, economic and business environment.

Business Environment Rankings

BMI's Commercial Banking Business Environment Rankings provide a country-comparative Risk-Reward Rankings index aimed at investors and participants in the regional commercial banking market.

The rankings methodology makes sophisticated use of over 40 industry, economic and demographic data points and is part of BMI's integrated Country Risk-Industry Rankings products.

Global, Regional and Country Industry

In-depth analysis of the major global and regional developments in the market, which can be linked with the country industry overview, providing cross-country investment, product and financing trends that will affect each market, supported by BMI's global and regional industry forecasts.

BMI Economic Forecasts

BMI forecasts to end-2018 for all headline macroeconomic indicators including real GDP growth, inflation, fiscal balance, trade balance, current account and external debt.

Competitive Landscape

Market Data: Analysis of market size, dominant trends, competitive landscape and key annual and quarterly data.

Company Database: A comprehensive breakdown of KPIs of the leading commercial banks, including assets and liabilities, client loans, client deposits, capital, bond holdings, loan-deposit ratio, tier 1 capital, return on assets, earnings per share and market capitalisation.

Company Profiles and SWOTs

Examines the competitive positioning and short- to medium-term business strategies of key industry players. Strategy is examined within the context of BMI's industry forecasts, our macroeconomic views and our understanding of the wider competitive landscape to generate Company SWOT (Strengths, Weaknesses, Opportunities and Threats) analyses. The latest financial and operating statistics and key company developments are also incorporated within the company profiles, enabling a full evaluation of recent company performance and future growth prospects.

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Testimonials

'An essential, multi-faceted research tool. BMI’s thorough understanding of the major market players enables an informed – and informative – review of the sector’s actual performance, together with useful insights into current industry issues, which are topped-off with detailed and invaluable forecasts of industry and macroeconomic trends.’

Senior Research Analyst, ABC International Bank plc