Business Monitor International


Slovenia Commercial Banking Report

Published 26 March 2014

  • 72 pages
  • Instant access to your report online and PDF format through your account library
  • Includes 3 free updated quarterly reports
 
$1,295.00
Slovenia Commercial Banking Report
Commercial Banking Sector Indicators
Date Total assets Client loans Bond portfolio Other Liabilities and capital Capital Client deposits Other
January 2013, EURbn 50.6 38.5 6.5 5.6 50.6 3.9 23.1 23.6
January 2014, EURbn 46.5 33.1 7.7 5.7 46.5 4.1 23.6 18.8
% change y-o-y -8.1% -14.1% 18.0% 2.6% -8.1% 5.8% 1.8% -20.1%
January 2013, USDbn 68.7 52.3 8.9 7.6 68.7 5.3 31.4 17.4
January 2014, USDbn 62.7 44.6 10.4 7.8 62.7 5.6 31.8 14.0
% change y-o-y -8.7% -14.7% 17.2% 1.9% -8.7% 5.1% 1.1% -19.6%
Source: BMI; Central banks; Regulators
Commercial Banking Sector Key Ratios, January 2014
Loan/deposit ratio Loan/asset ratio Loan/GDP ratio GDP Per Capita, USD Deposits per capita, USD
140.40% 71.09% 93.06% 22,616.7 15,330.3
Falling Rising Rising n.a. n.a.
na = not available/applicable. Source: BMI, Central banks, Regulators
Annual Growth Rate Projections 2013-2018 (%)
Assets Loans Deposits
Annual Growth Rate 2 2 4
CAGR 1 1 3
Ranking 69 70 65
na = not available/applicable. Source: BMI; Central banks; Regulators
Ranking Out Of 73 Countries Reviewed In 2014
Loan/deposit ratio Loan/asset ratio Loan/GDP ratio
3 11 20
Local currency asset growth Local currency loan growth Local currency deposit growth
67 69 67
Source: BMI; Central banks; Regulators
Commercial Banking Sector Indicators, 2011-2018
2011 2012 2013 2014f 2015f 2016f 2017f 2018f
Total assets, EURbn 52.4 50.8 46.4 46.1 46.8 47.6 48.6 49.6
Total assets, USDbn 67.9 62.5 61.6 57.7 56.2 57.2 58.3 59.5
Client loans, EURbn 40.4 38.5 32.8 32.1 32.5

Table of Contents

BMI Industry View
7
Table: Levels (EURbn)
7
Table: Levels (US$bn)
7
Table: Levels At December 2012
7
Table: Annual Growth Rate Projections 2012-2017 (%)
8
Table: Ranking Out Of 62 Countries Reviewed In 2013
8
Table: Projected Levels (EURbn)
8
Table: Projected Levels (US$bn)
8
SWOT
9
Commercial Banking
9
Business Environment
10
Economic
11
Political
12
Industry Forecast
13
Politics Complicates Woeful Banking Sector Outlook
13
Industry Risk Reward Ratings
17
Emerging Europe Commercial Banking Risk/Reward Ratings
17
Table: Emerging Europe Commercial Banking Business Environment Ratings
18
Market Overview
19
Europe Commercial Banking Overview
19
Table: Banks' Bond Portfolios 2011
19
Table: Emerging Europe Commercial Banking Business Environment Ratings
20
Table: Comparison of Loan/Deposit & Loan/Asset & Loan/GDP ratios, 2013
21
Table: Anticipated Developments in 2014
22
Table: Comparison of Total Assets, Client Loans & Client Deposits (US$bn)
23
Table: Comparison of US$ Per Capita Deposits (2013)
24
Table: Interbank Rates and Bond Yields
25
Economic Outlook
26
Q212 Growth Heralds GDP Downgrade
26
Table: Economic Activity, 2011-2016
27
Competitive Landscape
28
Market Structure
28
Protagonists
28
Table: Protagonists In Slovenia's Commercial Banking Sector
28
Definition Of The Commercial Banking Universe
28
List Of Banks
29
Table: Commercial Banks In Slovenia
29
Table: Savings Banks In Slovenia
29
Company Profile
30
Nova Ljubljanska Banka
30
Table: Stock Market Indicators
32
Table: Balance Sheet (EURmn)
32
Table: Balance Sheet (US$mn)
32
Table: Key Ratios (%)
33
Nova Kreditna Banka Maribor
34
Table: Stock Market Indicators
36
Table: Balance Sheet (EURmn)
36
Table: Balance Sheet (US$mn)
36
Table: Key Ratios (%)
37
Slovenian Export and Development Bank
38
SKB Banka dd Ljubljana
39
Banka Celje
41
Table: Stock Market Indicators
43
Table: Balance Sheet (EURmn)
43
Table: Balance Sheet (US$mn)
43
Table: Key Ratios (%)
44
Banka Koper
45
Table: Balance Sheet (EURmn)
47
Table: Balance Sheet (US$mn)
47
Table: Key Ratios (%)
47
Hypo Alpe Adria Bank
48
Gorenjska Banka
50
UniCredit Banka Slovenija
52
Regional Overview
54
Europe Overview
54
Global Industry Overview
59
Global Commercial Banking Overview
59
Table: Selected Highlights Of Changes To The Formulation of the Basel III Liquid Coverage Ratio
61
Demographic Forecast
63
Table: Slovenia's Population By Age Group, 1990-2020, 1990-2020 ('000)
64
Table: Slovenia's Population By Age Group, 1990-2020 (% of total)
65
Table: Slovenia's Key Population Ratios, 1990-2020
66
Table: Slovenia's Rural And Urban Population, 1990-2020
66
Methodology
67
Commercial Bank Business Environment Rating
68
Table: Commercial Banking Business Environment Indicators And Rationale
69
Weighting
70
Table: Weighting Of Indicators
70

The Slovenia Commercial Banking Report has been researched at source and features Business Monitor International (BMI)'s independent assessment and forecasts for the commercial banking sector in Slovenia. It examines key drivers of growth and future prospects, including the macroeconomic situation, the level of development and potential for growth of the banking sector, the commercial initiatives of major players, government policy and the regulatory environment. Leading banks are profiled, covering total assets, liabilities, client deposits, lending, bond holdings, main products and services, competitive positioning and ownership structure.

BMI's Slovenia Commercial Banking Report provides industry professionals and strategists, sector analysts, business investors, trade associations and regulatory bodies with independent forecasts and competitive intelligence on the commercial banking industry in Slovenia.

Key Benefits

  • Benchmark BMI's independent commercial banking industry forecasts for Slovenia to test other views - a key input for successful budgeting and strategic business planning in the Slovenian commercial banking market.
  • Target business opportunities and risks in Slovenia through our reviews of latest industry trends, regulatory changes, and major deals, investments and macroeconomic developments.
  • Exploit latest competitive intelligence on your competitors, partners and clients via our Company Profiles (inc. SWOTs, KPIs and latest activity) and Competitive Landscape Analysis.

Coverage

BMI Industry View

Key insights into the commercial banking market, covering industry trends, key players and the regulatory environment, plus snapshots of assets, liabilities, client loans and client deposits in local currency and US$.

Industry SWOT Analysis

Analysis of the major Strengths, Weaknesses, Opportunities and Threats within the commercial banking sector and within the broader political, economic and business environment.

Business Environment Rankings

BMI's Commercial Banking Business Environment Rankings provide a country-comparative Risk-Reward Rankings index aimed at investors and participants in the regional commercial banking market.

The rankings methodology makes sophisticated use of over 40 industry, economic and demographic data points and is part of BMI's integrated Country Risk-Industry Rankings products.

Global, Regional and Country Industry

In-depth analysis of the major global and regional developments in the market, which can be linked with the country industry overview, providing cross-country investment, product and financing trends that will affect each market, supported by BMI's global and regional industry forecasts.

BMI Economic Forecasts

BMI forecasts to end-2018 for all headline macroeconomic indicators including real GDP growth, inflation, fiscal balance, trade balance, current account and external debt.

Competitive Landscape

Market Data: Analysis of market size, dominant trends, competitive landscape and key annual and quarterly data.

Company Database: A comprehensive breakdown of KPIs of the leading commercial banks, including assets and liabilities, client loans, client deposits, capital, bond holdings, loan-deposit ratio, tier 1 capital, return on assets, earnings per share and market capitalisation.

Company Profiles and SWOTs

Examines the competitive positioning and short- to medium-term business strategies of key industry players. Strategy is examined within the context of BMI's industry forecasts, our macroeconomic views and our understanding of the wider competitive landscape to generate Company SWOT (Strengths, Weaknesses, Opportunities and Threats) analyses. The latest financial and operating statistics and key company developments are also incorporated within the company profiles, enabling a full evaluation of recent company performance and future growth prospects.

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Testimonials

'An essential, multi-faceted research tool. BMI’s thorough understanding of the major market players enables an informed – and informative – review of the sector’s actual performance, together with useful insights into current industry issues, which are topped-off with detailed and invaluable forecasts of industry and macroeconomic trends.’

Senior Research Analyst, ABC International Bank plc