Business Monitor International


Mexico Commercial Banking Report

Published 29 January 2014

  • 69 pages
  • Instant access to your report online and PDF format through your account library
  • Includes 3 free updated quarterly reports
 
$1,295.00
Mexico Commercial Banking Report
Commercial Banking Sector Indicators
Date Total assets Client loans Bond portfolio Other Liabilities and capital Capital Client deposits Other
November 2012, MXNbn 6,116.8 2,658.0 558.5 2,900.3 6,116.8 632.7 2,858.6 2,625.4
November 2013, MXNbn 6,393.1 2,955.3 594.7 2,843.2 6,393.1 691.5 3,098.2 2,603.4
% change y-o-y 4.5% 11.2% 6.5% -2.0% 4.5% 9.3% 8.4% -0.8%
November 2012, US$bn 471.7 205.0 43.1 223.7 471.7 48.8 220.5 202.5
November 2013, US$bn 487.7 225.4 45.4 216.9 487.7 52.8 236.3 198.6
% change y-o-y 3.4% 10.0% 5.3% -3.0% 3.4% 8.1% 7.2% -1.9%
Source: BMI, Central banks, Regulators
Commercial Banking Sector Key Ratios, November 2013
Loan/deposit ratio Loan/asset ratio Loan/GDP ratio GDP Per Capita, US$ Deposits per capita, US$
95.39% 46.23% 17.85% 10,584.6 1,933.9
Falling Rising Rising n.a. n.a.
Source: BMI, Central banks, Regulators
Annual Growth Rate Projections 2013-2018 (%)
Assets Loans Deposits
Annual Growth Rate 14 17 15
CAGR 12 16 13
Ranking 26 17 19
Source: BMI, Central banks, Regulators
Ranking Out Of 71 Countries Reviewed In 2014
Loan/deposit ratio Loan/asset ratio Loan/GDP ratio
26 53 67
Local currency asset growth Local currency loan growth Local currency deposit growth
31 19 29
Source: BMI, Central banks, Regulators
Commercial Banking Sector Indicators, 2011-2018
2011 2012 2013e 2014f 2015f 2016f 2017f 2018f
Total assets, MXNbn 5,793.2 6,009.5 6,310.0 6,877.9 7,634.5 8,550.6 9,704.9 11,015.1
Total assets, US$bn 422.9 467.5 467.4 550.2 623.2 712.6 826.0 957.8
Client loans, MXNbn ...

Table of Contents

BMI Industry View
7
Table: Commercial Banking Sector Indicators
7
Table: Commercial Banking Sector Key Ratios, November 2013
7
Table: Annual Growth Rate Projections 2013-2018 (%)
7
Table: Ranking Out Of 71 Countries Reviewed In 2014
8
Table: Commercial Banking Sector Indicators, 2011-2018
8
SWOT
9
Commercial Banking
9
Political
10
Economic
11
Business Environment
12
Industry Forecast
13
Table: Mexico - Banking Sector Overview
17
Industry Risk Reward Ratings
18
Latin America Commercial Banking Risk/Reward Ratings
18
Table: Latin America Commercial Banking Risk/Reward Ratings
19
Market Overview
20
Latin America Commercial Banking Outlook
20
Table: Banks' Bond Portfolios, 2012
20
Table: Comparison of Loan/Deposit & Loan/Asset & Loan/GDP ratios, 2014
20
Table: Comparison of Total Assets & Client Loans & Client Deposits (US$bn)
21
Table: Comparison of US$ Per Capita Deposits, 2014
21
Macroeconomic Forecasts
22
Table: Mexico - GDP By Expenditure, Real Growth %
26
Competitive Landscape
27
Market Structure
27
Protagonists
27
Table: Protagonists In Mexico's Commercial Banking Sector
27
Definition Of The Commercial Banking Universe
27
List Of Banks
28
Table: Universal Banks In Descending Order Of Size Of Assets
28
Table: Representatives Of Foreign Banks
29
Company Profile
31
Banamex
31
Table: Stock Market Indicators
32
Table: Balance Sheet (MXNmn)
33
Table: Balance Sheet (US$mn)
33
Table: Key Ratios (%)
33
HSBC Mexico
34
Banco Santander
36
Table: Stock Market Indicators
37
Table: Balance Sheet (MXNmn)
38
Table: Balance Sheet (US$mn)
38
Table: Key Ratios (%)
38
Banorte
39
Table: Stock Market Indicators
40
Table: Balance Sheet (MXNmn)
41
Table: Balance Sheet (US$mn)
41
Table: Key Ratios (%)
41
Inbursa
42
Table: Stock Market Indicators
43
Table: Balance Sheet (MXNmn)
44
Table: Balance Sheet (US$mn)
44
Table: Key Ratios (%)
44
Scotiabank Inverlat
45
Table: Stock Market Indicators
46
Table: Balance Sheet (MXNmn)
46
Table: Balance Sheet (US$mn)
47
Table: Key Ratios (%)
47
Banco del Baj-o
48
Regional Overview
50
Latin America Overview
50
Global Industry Overview
56
Global Commercial Banking Outlook
56
Regional Outlooks
57
Demographic Forecast
61
Table: Mexico's Population By Age Group, 1990-2020 ('000)
62
Table: Mexico's Population By Age Group, 1990-2020 (% of total)
63
Table: Mexico's Key Population Ratios, 1990-2020
64
Table: Mexico's Rural And Urban Population, 1990-2020
64
Methodology
65
Industry Forecast Methodology
65
Sector Specific Methodology
66
Risk/Reward Ratings Methodology
67
Sector Specific Methodology
68
Table: Commercial Banking Risk/Reward Rating Indicators
68
Weighting
69
Table: Weighting Of Indicators
69

The Mexico Commercial Banking Report has been researched at source and features Business Monitor International (BMI)'s independent assessment and forecasts for the commercial banking sector in Mexico. It examines key drivers of growth and future prospects, including the macroeconomic situation, the level of development and potential for growth of the banking sector, the commercial initiatives of major players, government policy and the regulatory environment. Leading banks are profiled, covering total assets, liabilities, client deposits, lending, bond holdings, main products and services, competitive positioning and ownership structure.

BMI's Mexico Commercial Banking Report provides industry professionals and strategists, sector analysts, business investors, trade associations and regulatory bodies with independent forecasts and competitive intelligence on the commercial banking industry in Mexico.

Key Benefits

  • Benchmark BMI's independent commercial banking industry forecasts for Mexico to test other views - a key input for successful budgeting and strategic business planning in the Mexican commercial banking market.
  • Target business opportunities and risks in Mexico through our reviews of latest industry trends, regulatory changes, and major deals, investments and macroeconomic developments.
  • Exploit latest competitive intelligence on your competitors, partners and clients via our Company Profiles (inc. SWOTs, KPIs and latest activity) and Competitive Landscape Analysis.

Coverage

Executive Summary

Key insights into the commercial banking market, covering industry trends, key players and the regulatory environment, plus snapshots of assets, liabilities, client loans and client deposits in local currency and US$.

Industry SWOT Analysis

Analysis of the major Strengths, Weaknesses, Opportunities and Threats within the commercial banking sector and within the broader political, economic and business environment.

Business Environment Ratings

BMI's Commercial Banking Business Environment Ratings provide a country-comparative Risk-Reward Ratings index aimed at investors and participants in the regional commercial banking market.

The ratings methodology makes sophisticated use of over 40 industry, economic and demographic data points and is part of BMI's integrated Country Risk-Industry Ratings products.

Global, Regional and Country Industry

In-depth analysis of the major global and regional developments in the market, which can be linked with the country industry overview, providing cross-country investment, product and financing trends that will affect each market, supported by BMI's global and regional industry forecasts.

BMI Economic Forecasts

BMI forecasts to end-2017 for all headline macroeconomic indicators including real GDP growth, inflation, fiscal balance, trade balance, current account and external debt.

Competitive Landscape

Market Data: Analysis of market size, dominant trends, competitive landscape and key annual and quarterly data.

Company Database: A comprehensive breakdown of KPIs of the leading commercial banks, including assets and liabilities, client loans, client deposits, capital, bond holdings, loan-deposit ratio, tier 1 capital, return on assets, earnings per share and market capitalisation.

Company Profiles and SWOTs

Examines the competitive positioning and short- to medium-term business strategies of key industry players. Strategy is examined within the context of BMI's industry forecasts, our macroeconomic views and our understanding of the wider competitive landscape to generate Company SWOT (Strengths, Weaknesses, Opportunities and Threats) analyses. The latest financial and operating statistics and key company developments are also incorporated within the company profiles, enabling a full evaluation of recent company performance and future growth prospects.

secure
Benefit from discounts when you add multiple products to your basket
2 Products SAVE 10%
3 Products SAVE 15%
4 Products SAVE 20%
5 Products SAVE 25%
6 Products SAVE 30%
7 - 20 Products SAVE 35%
21 Products or more SAVE 40%

Testimonials

'An essential, multi-faceted research tool. BMI’s thorough understanding of the major market players enables an informed – and informative – review of the sector’s actual performance, together with useful insights into current industry issues, which are topped-off with detailed and invaluable forecasts of industry and macroeconomic trends.’

Senior Research Analyst, ABC International Bank plc