Business Monitor International


Kuwait Commercial Banking Report

Published 02 June 2014

  • 75 pages
  • Instant access to your report online and PDF format through your account library
  • Includes 3 free updated quarterly reports
 
$1,295.00
Kuwait Commercial Banking Report
Commercial Banking Sector Indicators
Date Total assets Client loans Bond portfolio Other Liabilities and capital Capital Client deposits Other
December 2012, KWDbn 47.1 29.0 3.9 14.2 47.1 6.6 33.5 7.1
December 2013, KWDbn 51.5 31.1 3.7 16.7 51.5 7.0 36.3 8.2
% change y-o-y 9.2% 7.3% -6.2% 17.4% 9.2% 6.2% 8.4% 16.0%
December 2012, USDbn 167.7 103.2 13.9 50.6 167.7 23.4 119.1 25.1
December 2013, USDbn 182.3 110.2 13.0 59.1 182.3 24.8 128.6 29.0
% change y-o-y 8.8% 6.8% -6.6% 17.0% 8.8% 5.7% 7.9% 15.6%
Source: BMI; Central banks; Regulators
Commercial Banking Sector Key Ratios, December 2013
Loan/deposit ratio Loan/asset ratio Loan/GDP ratio GDP Per Capita, USD Deposits per capita, USD
85.72% 60.45% 60.45% 54,329.8 38,172.5
Falling Falling Rising n.a. n.a.
Source: BMI; Central banks; Regulators
Annual Growth Rate Projections 2013-2018 (%)
Assets Loans Deposits
Annual Growth Rate 7 6 8
CAGR 7 6 8
Ranking 39 46 38
Source: BMI; Central banks; Regulators
Ranking Out Of 72 Countries Reviewed In 2014
Loan/deposit ratio Loan/asset ratio Loan/GDP ratio
42 36 37
Local currency asset growth Local currency loan growth Local currency deposit growth
32 38 33
Source: BMI; Central banks; Regulators
Commercial Banking Sector Indicators, 2011-2018
2011 2012 2013 2014f 2015f 2016f 2017f 2018f
Total assets, KWDbn 44.1 47.1 51.5 55.9 59.8 64.0 68.4 73.2
Total assets, USDbn 158.2 167.7 182.9 203.1 221.4 241.3 263.2 281.6
Client loans, KWDbn 28.1 29.0 31.1 33.5 35.6 37.8 39.8 42.0
Client loans, USDbn ...

Table of Contents

BMI Industry View
7
Table: Levels (KWDbn)
7
Table: Levels (US$bn)
7
Table: Levels At December 2012
7
Table: Annual Growth Rate Projections 2012-2017 (%)
8
Table: Ranking Out Of 62 Countries Reviewed In 2013
8
Table: Projected Levels (KWDbn)
8
Table: Projected Levels (US$bn)
8
SWOT
9
Commercial Banking
9
Business Environment
10
Economic
12
Political
13
Industry Forecast
14
Industry Risk Reward Ratings
21
MEA Commercial Banking Risk/Reward Ratings
21
Table: Middle East and Africa Commercial Banking Business Environment Ratings
22
Market Overview
23
MEA Commercial Banking Overview
23
Table: Banks' Bond Portfolios, 2011
23
Table: Middle East And Africa Commercial Banking Risk/Reward Ratings
24
Table: Comparison Of Loan/Deposit, Loan/Asset And Loan/GDP Ratios, 2013
25
Table: Anticipated Developments In 2014
26
Table: Comparison Of Total Assets, Client Loans And Client Deposits (US$bn)
27
Table: Comparison of US$ Per Capita Deposits (2013)
28
Table: Interbank Rates And Bond Yields
29
Economic Outlook
30
Table: Kuwait - Economic Activity
38
Competitive Landscape
39
Market Structure
39
Protagonists
39
Table: Protagonists In Kuwait's Commercial Banking Sector
39
Definition Of The Commercial Banking Universe
39
List Of Banks
40
Table: Conventional Banks In Kuwait
40
Table: Islamic Banks in Kuwait
40
Company Profile
41
Commercial Bank of Kuwait
41
Table: Stock Market Indicators
43
Table: Balance Sheet (KWDmn)
43
Table: Balance Sheet (US$mn)
43
Table: Key Ratios (%)
44
Industrial Bank of Kuwait
45
National Bank of Kuwait
47
Table: Stock Market Indicators
49
Table: Balance Sheet (KWDmn)
49
Table: Balance Sheet (US$mn)
49
Table: Key Ratios (%)
50
Gulf Bank
51
Table: Stock Market Indicators
53
Table: Balance Sheet (KWDmn)
53
Table: Balance Sheet (US$mn)
53
Table: Key Ratios (%)
54
Al-Ahli Bank of Kuwait
55
Table: Stock Market Indicators
56
Table: Balance Sheet (KWDmn)
57
Table: Balance Sheet (US$mn)
57
Table: Key Ratios (%)
57
Burgan Bank
58
Table: Stock Market Indicators
60
Table: Balance Sheet (KWDmn)
60
Table: Balance Sheet (US$mn)
60
Table: Key Ratios (%)
61
Regional Overview
62
MEA Overview
62
Global Industry Overview
68
Global Commercial Banking Overview
68
Table: Selected Highlights Of Changes To The Formulation of the Basel III Liquid Coverage Ratio
70
Demographic Forecast
72
Table: Kuwait's Population By Age Group, 1990-2020 ('000)
73
Table: Kuwait's Population By Age Group, 1990-2020 (% of total)
74
Table: Kuwait's Key Population Ratios, 1990-2020
75
Table: Kuwait's Rural And Urban Population, 1990-2020
75
Methodology
76
Commercial Bank Business Environment Rating
77
Table: Commercial Banking Business Environment Indicators And Rationale
78
Weighting
79
Table: Weighting Of Indicators
79

The Kuwait Commercial Banking Report has been researched at source and features Business Monitor International (BMI)'s independent assessment and forecasts for the commercial banking sector in Kuwait. It examines key drivers of growth and future prospects, including the macroeconomic situation, the level of development and potential for growth of the banking sector, the commercial initiatives of major players, government policy and the regulatory environment. Leading banks are profiled, covering total assets, liabilities, client deposits, lending, bond holdings, main products and services, competitive positioning and ownership structure.

BMI's Kuwait Commercial Banking Report provides industry professionals and strategists, sector analysts, business investors, trade associations and regulatory bodies with independent forecasts and competitive intelligence on the commercial banking industry in Kuwait.

Key Benefits

  • Benchmark BMI's independent commercial banking industry forecasts for Kuwait to test other views - a key input for successful budgeting and strategic business planning in the Kuwaiti commercial banking market.
  • Target business opportunities and risks in Kuwait through our reviews of latest industry trends, regulatory changes, and major deals, investments and macroeconomic developments.
  • Exploit latest competitive intelligence on your competitors, partners and clients via our Company Profiles (inc. SWOTs, KPIs and latest activity) and Competitive Landscape Analysis.

Coverage

BMI Industry View

Key insights into the commercial banking market, covering industry trends, key players and the regulatory environment, plus snapshots of assets, liabilities, client loans and client deposits in local currency and US$.

Industry SWOT Analysis

Analysis of the major Strengths, Weaknesses, Opportunities and Threats within the commercial banking sector and within the broader political, economic and business environment.

Business Environment Rankings

BMI's Commercial Banking Business Environment Rankings provide a country-comparative Risk-Reward Rankings index aimed at investors and participants in the regional commercial banking market.

The rankings methodology makes sophisticated use of over 40 industry, economic and demographic data points and is part of BMI's integrated Country Risk-Industry Rankings products.

Global, Regional and Country Industry

In-depth analysis of the major global and regional developments in the market, which can be linked with the country industry overview, providing cross-country investment, product and financing trends that will affect each market, supported by BMI's global and regional industry forecasts.

BMI Economic Forecasts

BMI forecasts to end-2018 for all headline macroeconomic indicators including real GDP growth, inflation, fiscal balance, trade balance, current account and external debt.

Competitive Landscape

Market Data: Analysis of market size, dominant trends, competitive landscape and key annual and quarterly data.

Company Database: A comprehensive breakdown of KPIs of the leading commercial banks, including assets and liabilities, client loans, client deposits, capital, bond holdings, loan-deposit ratio, tier 1 capital, return on assets, earnings per share and market capitalisation.

Company Profiles and SWOTs

Examines the competitive positioning and short- to medium-term business strategies of key industry players. Strategy is examined within the context of BMI's industry forecasts, our macroeconomic views and our understanding of the wider competitive landscape to generate Company SWOT (Strengths, Weaknesses, Opportunities and Threats) analyses. The latest financial and operating statistics and key company developments are also incorporated within the company profiles, enabling a full evaluation of recent company performance and future growth prospects.

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Testimonials

'An essential, multi-faceted research tool. BMI’s thorough understanding of the major market players enables an informed – and informative – review of the sector’s actual performance, together with useful insights into current industry issues, which are topped-off with detailed and invaluable forecasts of industry and macroeconomic trends.’

Senior Research Analyst, ABC International Bank plc