Business Monitor International


Israel Commercial Banking Report

Published 06 October 2014

  • 76 pages
  • Instant access to your report online and PDF format through your account library
  • Includes 3 free updated quarterly reports
 
$1,295.00
Israel Commercial Banking Report
Commercial Banking Sector Indicators 
Date Total assets Client loans Bond portfolio Other Liabilities and capital Capital Client deposits Other
June 2013, ILSbn 1,176.1 757.5 159.2 259.3 1,176.1 62.7 957.3 156.1
June 2014, ILSbn 1,214.6 783.3 149.8 281.5 1,214.6 86.4 974.3 154.0
% change y-o-y 3.3% 3.4% -5.9% 8.5% 3.3% 37.8% 1.8% -1.4%
June 2013, USDbn 323.3 208.2 43.8 71.3 323.3 17.2 263.2 42.9
June 2014, USDbn 353.9 228.2 43.7 82.0 353.9 25.2 283.9 44.9
% change y-o-y 9.5% 9.6% -0.3% 15.0% 9.5% 46.0% 7.9% 4.6%
Source: BMI; Central banks; Regulators 
Commercial Banking Sector Key Ratios, March 2014
Loan/deposit ratio Loan/asset ratio Loan/GDP ratio GDP Per Capita, USD Deposits per capita, USD
80.40% 64.49% 78.46% 35,227.2 36,499.3
Falling Falling Falling n.a. n.a.
Source: BMI; Central banks; Regulators 
Annual Growth Rate Projections, 2013-2018 (%) 
  Assets Loans Deposits
Annual Growth Rate 5 4 4
CAGR 4 3 3
Ranking 56 60 66
Source: BMI; Central banks; Regulators 
Ranking Out Of 73 Countries Reviewed In 2014 
Loan/deposit ratio Loan/asset ratio Loan/GDP ratio
55 22 26
Local currency asset growth Local currency loan growth Local currency deposit growth
53 57 63
Source: BMI; Central banks; Regulators 
Commercial Banking Sector Indicators, 2011-2018 
  2011 2012 2013 2014f 2015f 2016f 2017f 2018f
Total assets, ILSbn 1,209.4 1,182.6 1,215.6 1,254.5 1,295.9 1,341.2 1,394.9 1,464.6
Total assets, USDbn 317.3 316.9 350.4 363.6 381.1 394.5 407.3 418.5
Client loans, ILSbn 740.9 759.2

Table of Contents

BMI Industry View
7
Table: Commercial Banking Sector Indicators
7
Table: Commercial Banking Sector Key Ratios, March 2014
7
Table: Annual Growth Rate Projections, 2013-2018 (%)
7
Table: Ranking Out Of 73 Countries Reviewed In 2014
8
Table: Commercial Banking Sector Indicators, 2011-2018
8
SWOT
9
Commercial Banking
9
Political
10
Economic
11
Business Environment
12
Industry Forecast
13
Industry Risk Reward Ratings
18
Middle East and Africa Commercial Banking Risk/Reward Ratings
18
Table: Middle East and Africa Commercial Banking Risk/Reward Ratings
19
Market Overview
20
Middle East and Africa Commercial Banking Outlook
20
Table: Banks' Bond Portfolios, 2013
20
Table: Comparison Of Loan/Deposit, Loan/Asset And Loan/GDP Ratios, 2014
21
Table: Comparison Of Total Assets, Client Loans And Client Deposits (USDbn)
22
Table: Comparison Of USD Per Capita Deposits, 2014
23
Macroeconomic Forecasts
24
Table: Israel - Economic Activity
29
Competitive Landscape
30
Market Structure
30
Protagonists
30
Table: Protagonists In Israel's Commercial Banking Sector
30
Definition Of The Commercial Banking Universe
30
List of Banks
31
Table: Banks In Israel
31
Company Profile
32
Bank Hapoalim
32
Table: Stock Market Indicators
34
Table: Balance Sheet (ILSmn)
34
Table: Balance Sheet (USDmn)
34
Table: Key Ratios (%)
35
Bank Leumi Le-Israel
36
Table: Stock Market Indicators
38
Table: Balance Sheet (ILSmn)
38
Table: Balance Sheet (USDmn)
38
Table: Key Ratios (%)
39
First International Bank of Israel
40
Table: Stock Market Indicators
42
Table: Balance Sheet (ILSmn)
42
Table: Balance Sheet (USDmn)
42
Table: Key Ratios (%)
43
Israel Discount Bank
44
Table: Stock Market Indicators
46
Table: Balance Sheet (ILSmn)
46
Table: Balance Sheet (USDmn)
46
Table: Key Ratios (%)
47
Mizrahi Tefahot Bank
48
Table: Stock Market Indicators
50
Table: Balance Sheet (ILSmn)
50
Table: Balance Sheet (USDmn)
50
Table: Key Ratios (%)
51
Regional Overview
52
Middle East Overview
52
GCC To Outperform
53
Growth To Pick Up Elsewhere
54
Egypt: Gradual Turnaround
55
Global Industry Overview
57
Global Commercial Banking Outlook
57
Regional Outlooks
57
Demographic Forecast
64
Demographic Outlook
64
Table: Israel's Population By Age Group, 1990-2020 ('000)
65
Table: Israel's Population By Age Group, 1990-2020 (% of total)
66
Table: Israel's Key Population Ratios, 1990-2020
67
Table: Israel's Rural/Urban Population Split, 1990-2020
67
Methodology
68
Industry Forecast Methodology
68
Sector-Specific Methodology
69
Risk/Reward Ratings Methodology
70
Table: Commercial Banking Risk/Reward Rating Indicators
71
Table: Weighting Of Indicators
72

The Israel Commercial Banking Report has been researched at source and features Business Monitor International (BMI)'s independent assessment and forecasts for the commercial banking sector in Israel. It examines key drivers of growth and future prospects, including the macroeconomic situation, the level of development and potential for growth of the banking sector, the commercial initiatives of major players, government policy and the regulatory environment. Leading banks are profiled, covering total assets, liabilities, client deposits, lending, bond holdings, main products and services, competitive positioning and ownership structure.

BMI's Israel Commercial Banking Report provides industry professionals and strategists, sector analysts, business investors, trade associations and regulatory bodies with independent forecasts and competitive intelligence on the commercial banking industry in Israel.

Key Benefits

  • Benchmark BMI's independent commercial banking industry forecasts for Israel to test other views - a key input for successful budgeting and strategic business planning in the Israeli commercial banking market.
  • Target business opportunities and risks in Israel through our reviews of latest industry trends, regulatory changes, and major deals, investments and macroeconomic developments.
  • Exploit latest competitive intelligence on your competitors, partners and clients via our Company Profiles (inc. SWOTs, KPIs and latest activity) and Competitive Landscape Analysis.

Coverage

BMI Industry View

Key insights into the commercial banking market, covering industry trends, key players and the regulatory environment, plus snapshots of assets, liabilities, client loans and client deposits in local currency and US$.

Industry SWOT Analysis

Analysis of the major Strengths, Weaknesses, Opportunities and Threats within the commercial banking sector and within the broader political, economic and business environment.

Business Environment Rankings

BMI's Commercial Banking Business Environment Rankings provide a country-comparative Risk-Reward Rankings index aimed at investors and participants in the regional commercial banking market.

The rankings methodology makes sophisticated use of over 40 industry, economic and demographic data points and is part of BMI's integrated Country Risk-Industry Rankings products.

Global, Regional and Country Industry

In-depth analysis of the major global and regional developments in the market, which can be linked with the country industry overview, providing cross-country investment, product and financing trends that will affect each market, supported by BMI's global and regional industry forecasts.

BMI Economic Forecasts

BMI forecasts to end-2018 for all headline macroeconomic indicators including real GDP growth, inflation, fiscal balance, trade balance, current account and external debt.

Competitive Landscape

Market Data: Analysis of market size, dominant trends, competitive landscape and key annual and quarterly data.

Company Database: A comprehensive breakdown of KPIs of the leading commercial banks, including assets and liabilities, client loans, client deposits, capital, bond holdings, loan-deposit ratio, tier 1 capital, return on assets, earnings per share and market capitalisation.

Company Profiles and SWOTs

Examines the competitive positioning and short- to medium-term business strategies of key industry players. Strategy is examined within the context of BMI's industry forecasts, our macroeconomic views and our understanding of the wider competitive landscape to generate Company SWOT (Strengths, Weaknesses, Opportunities and Threats) analyses. The latest financial and operating statistics and key company developments are also incorporated within the company profiles, enabling a full evaluation of recent company performance and future growth prospects.

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Testimonials

'An essential, multi-faceted research tool. BMI’s thorough understanding of the major market players enables an informed – and informative – review of the sector’s actual performance, together with useful insights into current industry issues, which are topped-off with detailed and invaluable forecasts of industry and macroeconomic trends.’

Senior Research Analyst, ABC International Bank plc