Business Monitor International


Indonesia Commercial Banking Report

Published 26 March 2014

  • 80 pages
  • Instant access to your report online and PDF format through your account library
  • Includes 3 free updated quarterly reports
 
$1,295.00
Indonesia Commercial Banking Report
Commercial Banking Sector Indicators 
Date Total assets Client loans Bond portfolio Other Liabilities and capital Capital Client deposits Other
January 2013, IDRbn 4,211,039 2,688,143 n.a. 1,522,896 4,211,039 505,550 3,205,006 500,483
January 2014, IDRbn 4,880,485 3,258,421 n.a. 1,622,065 4,880,485 604,774 3,594,697 681,014
% change y-o-y 15.9% 21.2% n.a. 6.5% 15.9% 19.6% 12.2% 36.1%
January 2013, USDbn 434.3 277.2 n.a. 157.1 434.3 52.1 330.5 51.6
January 2014, USDbn 399.6 266.8 n.a. 132.8 399.6 49.5 294.3 55.8
% change y-o-y -8.0% -3.8% n.a. -15.4% -8.0% -5.0% -11.0% 8.0%
na = not available. Source: BMI; Central banks; Regulators
Commercial Banking Key Ratios, January 2014
Loan/deposit ratio Loan/asset ratio Loan/GDP ratio GDP Per Capita, USD Deposits per capita, USD
90.65% 66.76% 35.5% 3,488.9 1,176.8
Rising Rising Falling n.a. n.a.
Source: BMI; Central banks; Regulators 
Annual Growth Rate Projections, 2013-2018 (%) 
  Assets Loans Deposits
Annual Growth Rate 20 21 21
CAGR 19 19 20
Ranking 6 5 5
Source: BMI; Central banks; Regulators 
Ranking Out Of 73 Countries Reviewed In 2014 
Loan/deposit ratio Loan/asset ratio Loan/GDP ratio
46 19 55
Local currency asset growth Local currency loan growth Local currency deposit growth
18 20 6
Source: BMI; Central banks; Regulators 
Commercial Banking Sector Indicators, 2011-2018 
  2011 2012 2013 2014f 2015f 2016f 2017f 2018f
Total assets, IDRbn 3,652,832 4,262,587 4,954,467 5,648,093 6,777,711 8,133,253 9,759,904 11,711,885
Total assets, USDbn 402.5 442.3

Table of Contents

BMI Industry View
7
Table: Commercial Banking Sector Indicators
7
Table: Commercial Banking Key Ratios, January 2014
7
Table: Annual Growth Rate Projections, 2013-2018 (%)
7
Table: Ranking Out Of 72 Countries Reviewed In 2014
8
Table: Commercial Banking Sector Indicators, 2011-2018
8
SWOT
9
Commercial Banking
9
Political
10
Economic
12
Business Environment
14
Industry Forecast
15
Industry Risk Reward Ratings
17
Asia Commercial Banking Risk/Reward Ratings
17
Table: Asia Commercial Banking Risk/Reward Ratings
18
Market Overview
19
Asia Commercial Banking Outlook
19
Table: Banks' Bond Portfolios, 2013
19
Table: Comparison of Loan/Deposit & Loan/Asset & Loan/GDP ratios, 2014
19
Table: Comparison of Total Assets & Client Loans & Client Deposits (USDbn)
20
Table: Comparison of USD Per Capita Deposits, 2014
21
Economic Analysis
22
Table: Indonesia - Economic Activity
25
Competitive Landscape
26
Market Structure
26
Protagonists
26
Table: Protagonists In Indonesia's Commercial Banking Sector
26
Definition Of The Commercial Banking Universe
26
List of Banks
27
Table: 10 Largest Commercial Banks
27
Table: Other Indonesian Commercial Banks
27
Table: Foreign Banks
28
Company Profile
29
Bank Central Asia
29
Table: Stock Market Indicators
30
Table: Balance Sheet (IDRmn)
31
Table: Balance Sheet (USDmn)
31
Table: Key Ratios (%)
31
Bank Danamon Indonesia
32
Table: Stock Market Indicators
34
Table: Balance Sheet (IDRmn)
34
Table: Balance Sheet (USDmn)
34
Table: Key Ratios (%)
35
Bank Mandiri
36
Table: Stock Market Indicators
38
Table: Balance Sheet (IDRmn)
38
Table: Balance Sheet (USDmn)
39
Table: Key Ratios (%)
39
Bank Negara Indonesia
40
Table: Stock Market Indicators
42
Table: Balance Sheet (IDRmn)
42
Table: Balance Sheet (USDmn)
42
Table: Key Ratios (%)
43
Bank Rakyat Indonesia
44
Table: Stock Market Indicators
46
Table: Balance Sheet (IDRmn)
46
Table: Balance Sheet (USDmn)
46
Table: Key Ratios (%)
47
Bank Tabungan Negara
48
Table: Stock Market Indicators
49
Table: Balance Sheet (IDRmn)
50
Table: Balance Sheet (USDmn)
50
Table: Key Ratios (%)
50
CIMB Niaga
51
Table: Stock Market Indicators
52
Table: Balance Sheet (IDRmn)
53
Table: Balance Sheet (USDmn)
53
Table: Key Ratios (%)
53
Regional Overview
54
Asia Overview
54
Global Industry Overview
57
Global Commercial Banking Outlook
57
Regional Outlooks
57
Demographic Forecast
64
Table: Indonesia's Population By Age Group, 1990-2020 ('000)
65
Table: Indonesia's Population By Age Group, 1990-2020 (% of total)
66
Table: Indonesia's Key Population Ratios, 1990-2020
67
Table: Indonesia's Rural And Urban Population, 1990-2020
67
Methodology
68
Industry Forecast Methodology
68
Sector Specific Methodology
69
Risk/Reward Ratings Methodology
70
Sector Specific Methodology
71
Table: Commercial Banking Risk/Reward Rating Indicators
71
Weighting
72
Table: Weighting Of Indicators
72

The Indonesia Commercial Banking Report has been researched at source and features Business Monitor International (BMI)'s independent assessment and forecasts for the commercial banking sector in Indonesia. It examines key drivers of growth and future prospects, including the macroeconomic situation, the level of development and potential for growth of the banking sector, the commercial initiatives of major players, government policy and the regulatory environment. Leading banks are profiled, covering total assets, liabilities, client deposits, lending, bond holdings, main products and services, competitive positioning and ownership structure.

BMI's Indonesia Commercial Banking Report provides industry professionals and strategists, sector analysts, business investors, trade associations and regulatory bodies with independent forecasts and competitive intelligence on the commercial banking industry in Indonesia.

Key Benefits

  • Benchmark BMI's independent commercial banking industry forecasts for Indonesia to test other views - a key input for successful budgeting and strategic business planning in the Indonesian commercial banking market.
  • Target business opportunities and risks in Indonesia through our reviews of latest industry trends, regulatory changes, and major deals, investments and macroeconomic developments.
  • Exploit latest competitive intelligence on your competitors, partners and clients via our Company Profiles (inc. SWOTs, KPIs and latest activity) and Competitive Landscape Analysis.

Coverage

BMI Industry View

Key insights into the commercial banking market, covering industry trends, key players and the regulatory environment, plus snapshots of assets, liabilities, client loans and client deposits in local currency and US$.

Industry SWOT Analysis

Analysis of the major Strengths, Weaknesses, Opportunities and Threats within the commercial banking sector and within the broader political, economic and business environment.

Business Environment Rankings

BMI's Commercial Banking Business Environment Rankings provide a country-comparative Risk-Reward Rankings index aimed at investors and participants in the regional commercial banking market.

The rankings methodology makes sophisticated use of over 40 industry, economic and demographic data points and is part of BMI's integrated Country Risk-Industry Rankings products.

Global, Regional and Country Industry

In-depth analysis of the major global and regional developments in the market, which can be linked with the country industry overview, providing cross-country investment, product and financing trends that will affect each market, supported by BMI's global and regional industry forecasts.

BMI Economic Forecasts

BMI forecasts to end-2018 for all headline macroeconomic indicators including real GDP growth, inflation, fiscal balance, trade balance, current account and external debt.

Competitive Landscape

Market Data: Analysis of market size, dominant trends, competitive landscape and key annual and quarterly data.

Company Database: A comprehensive breakdown of KPIs of the leading commercial banks, including assets and liabilities, client loans, client deposits, capital, bond holdings, loan-deposit ratio, tier 1 capital, return on assets, earnings per share and market capitalisation.

Company Profiles and SWOTs

Examines the competitive positioning and short- to medium-term business strategies of key industry players. Strategy is examined within the context of BMI's industry forecasts, our macroeconomic views and our understanding of the wider competitive landscape to generate Company SWOT (Strengths, Weaknesses, Opportunities and Threats) analyses. The latest financial and operating statistics and key company developments are also incorporated within the company profiles, enabling a full evaluation of recent company performance and future growth prospects.

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Testimonials

'An essential, multi-faceted research tool. BMI’s thorough understanding of the major market players enables an informed – and informative – review of the sector’s actual performance, together with useful insights into current industry issues, which are topped-off with detailed and invaluable forecasts of industry and macroeconomic trends.’

Senior Research Analyst, ABC International Bank plc