Business Monitor International


Hong Kong Commercial Banking Report

Published 29 January 2014

  • 74 pages
  • Instant access to your report online and PDF format through your account library
  • Includes 3 free updated quarterly reports
 
$1,295.00
Hong Kong Commercial Banking Report
Commercial Banking Sector Indicators
Date Total assets Client loans Bond portfolio Other Liabilities and capital Capital Client deposits Other
May 2012, HKDbn 14,001.4 5,258.4 2,710.7 6,032.2 14,001.4 1,759.5 7,602.1 4,639.8
May 2013, HKDbn 15,318.4 5,903.0 3,232.1 6,183.4 15,318.4 2,005.4 8,576.5 4,736.5
% change y-o-y 9.4% 12.3% 19.2% 2.5% 9.4% 14.0% 12.8% 2.1%
May 2012, US$bn 1,803.8 677.5 349.2 777.1 1,803.8 227.9 979.4 597.7
May 2013, US$bn 1,973.3 760.4 416.4 796.5 1,973.3 260.8 1,104.8 610.2
% change y-o-y 9.4% 12.2% 19.2% 2.5% 9.4% 14.4% 12.8% 2.1%
Source: BMI; Central banks; Regulators
Commercial Banking Sector Key Ratios, May 2013
Loan/deposit ratio Loan/asset ratio Loan/GDP ratio GDP Per Capita, US$ Deposits per capita, US$
68.83% 38.54% 277.76% 39,326.1 154,058.3
Rising Rising Rising n.a. n.a.
Source: BMI; Central banks; Regulators
Annual Growth Rate Projections 2013-2018 (%)
Assets Loans Deposits
Annual Growth Rate 7 8 7
CAGR 7 8 7
Ranking 42 40 48
Source: BMI; Central banks; Regulators
Ranking Out Of 71 Countries Reviewed In 2014
Loan/deposit ratio Loan/asset ratio Loan/GDP ratio
65 65 2
Local currency asset growth Local currency loan growth Local currency deposit growth
37 36 40
Source: BMI; Central banks; Regulators
Commercial Banking Sector Indicators, 2011-2018
2011 2012 2013e 2014f 2015f 2016f 2017f 2018f
Total assets, HKDbn 13,741.4 14,858.7 15,898.8 17,011.7 18,202.6 19,476.7 20,840.1 22,298.9
Total assets, US$bn 1,769.1 1,917.2 2,046.1 2,189.3 2,342.5 2,506.5 2,682.0 2,869.7

Table of Contents

BMI Industry View
7
Table: Commercial Banking Sector Indicators
7
Table: Commercial Banking Sector Key Ratios, May 2013
7
Table: Annual Growth Rate Projections 2013-2018 (%)
7
Table: Ranking Out Of 71 Countries Reviewed In 2014
8
Table: Commercial Banking Sector Indicators, 2011-2018
8
SWOT
9
Commercial Banking
9
Political
10
Economic
11
Business Environment
12
Industry Forecast
13
Market Topped, Correction To Remain Moderate
14
Mainland Interest Starting To Shift-
16
But Supply-Side Woes Remain
16
Risks Mounting For Banking Sector
18
Industry Risk Reward Ratings
19
Asia Commercial Banking Risk/Reward Ratings
19
Table: Asia Commercial Banking Risk/Reward Ratings
20
Market Overview
21
Asia Commercial Banking Outlook
21
Table: Banks' Bond Portfolios, 2012
21
Table: Comparison of Loan/Deposit & Loan/Asset & Loan/GDP ratios, 2014
21
Table: Comparison of Total Assets & Client Loans & Client Deposits (US$bn)
22
Table: Comparison of US$ Per Capita Deposits, 2014
23
Industry Forecast
24
Property Risks Growing, Financial Services Support Weakening
24
Mainland Exposure On The Rise
26
Government Consumption
28
Gross Fixed Capital Formation
28
Net Exports
28
Table: Hong Kong - Economic Activity
28
Competitive Landscape
29
Market Structure
29
Protagonists
29
Table: Protagonists In Hong Kong's Commercial Banking Sector
29
Definition Of The Commercial Banking Universe
29
List Of Banks
30
Table: Licensed Banks In Hong Kong
30
Company Profile
35
Bank of China (Hong Kong)
35
Table: Stock Market Indicators
37
Table: Balance Sheet (HKDmn)
37
Table: Balance Sheet (US$mn)
37
Table: Key Ratios (%)
38
Bank of Communications Co
39
Table: Stock Market Indicators
40
Table: Balance Sheet (HKDmn)
41
Table: Balance Sheet (US$mn)
41
Table: Key Ratios (%)
41
Bank of East Asia
42
Table: Stock Market Indicators
44
Table: Balance Sheet (HKDmn)
44
Table: Balance Sheet (US$mn)
44
Table: Key Ratios (%)
45
China Construction Bank (Asia) Corporation Limited (CCB Asia)
46
Table: Stock Market Indicators
47
Table: Balance Sheet (HKDmn)
48
Table: Balance Sheet (US$mn)
48
Table: Key Ratios (%)
48
Hang Seng Bank
49
Table: Stock Market Indicators
50
Table: Balance Sheet (HKDmn)
51
Table: Balance Sheet (US$mn)
51
Table: Key Ratios (%)
51
HSBC
52
Table: Stock Market Indicators
54
Table: Balance Sheet (US$mn)
54
Table: Key Ratios (%)
55
Regional Overview
56
Asia Overview
56
Global Industry Overview
61
Global Commercial Banking Outlook
61
Regional Outlooks
62
Demographic Forecast
66
Table: Hong Kong's Population By Age Group, 1990-2020 ('000)
67
Table: Hong Kong's Population By Age Group, 1990-2020 (% of total)
68
Table: Hong Kong's Key Population Ratios, 1990-2020
69
Table: Hong Kong's Rural And Urban Population, 1990-2020
69
Methodology
70
Industry Forecast Methodology
70
Sector Specific Methodology
71
Risk/Reward Ratings Methodology
72
Sector Specific Methodology
73
Table: Commercial Banking Risk/Reward Rating Indicators
73
Weighting
74
Table: Weighting Of Indicators
74

The Hong Kong Commercial Banking Report has been researched at source and features Business Monitor International (BMI)'s independent assessment and forecasts for the commercial banking sector in Hong Kong. It examines key drivers of growth and future prospects, including the macroeconomic situation, the level of development and potential for growth of the banking sector, the commercial initiatives of major players, government policy and the regulatory environment. Leading banks are profiled, covering total assets, liabilities, client deposits, lending, bond holdings, main products and services, competitive positioning and ownership structure.

BMI's Hong Kong Commercial Banking Report provides industry professionals and strategists, sector analysts, business investors, trade associations and regulatory bodies with independent forecasts and competitive intelligence on the commercial banking industry in Hong Kong.

Key Benefits

  • Benchmark BMI's independent commercial banking industry forecasts for Hong Kong to test other views - a key input for successful budgeting and strategic business planning in the Hong Kong commercial banking market.
  • Target business opportunities and risks in Hong Kong through our reviews of latest industry trends, regulatory changes, and major deals, investments and macroeconomic developments.
  • Exploit latest competitive intelligence on your competitors, partners and clients via our Company Profiles (inc. SWOTs, KPIs and latest activity) and Competitive Landscape Analysis.

Coverage

Executive Summary

Key insights into the commercial banking market, covering industry trends, key players and the regulatory environment, plus snapshots of assets, liabilities, client loans and client deposits in local currency and US$.

Industry SWOT Analysis

Analysis of the major Strengths, Weaknesses, Opportunities and Threats within the commercial banking sector and within the broader political, economic and business environment.

Business Environment Ratings

BMI's Commercial Banking Business Environment Ratings provide a country-comparative Risk-Reward Ratings index aimed at investors and participants in the regional commercial banking market.

The ratings methodology makes sophisticated use of over 40 industry, economic and demographic data points and is part of BMI's integrated Country Risk-Industry Ratings products.

Global, Regional and Country Industry

In-depth analysis of the major global and regional developments in the market, which can be linked with the country industry overview, providing cross-country investment, product and financing trends that will affect each market, supported by BMI's global and regional industry forecasts.

BMI Economic Forecasts

BMI forecasts to end-2017 for all headline macroeconomic indicators including real GDP growth, inflation, fiscal balance, trade balance, current account and external debt.

Competitive Landscape

Market Data: Analysis of market size, dominant trends, competitive landscape and key annual and quarterly data.

Company Database: A comprehensive breakdown of KPIs of the leading commercial banks, including assets and liabilities, client loans, client deposits, capital, bond holdings, loan-deposit ratio, tier 1 capital, return on assets, earnings per share and market capitalisation.

Company Profiles and SWOTs

Examines the competitive positioning and short- to medium-term business strategies of key industry players. Strategy is examined within the context of BMI's industry forecasts, our macroeconomic views and our understanding of the wider competitive landscape to generate Company SWOT (Strengths, Weaknesses, Opportunities and Threats) analyses. The latest financial and operating statistics and key company developments are also incorporated within the company profiles, enabling a full evaluation of recent company performance and future growth prospects.

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Testimonials

'An essential, multi-faceted research tool. BMI’s thorough understanding of the major market players enables an informed – and informative – review of the sector’s actual performance, together with useful insights into current industry issues, which are topped-off with detailed and invaluable forecasts of industry and macroeconomic trends.’

Senior Research Analyst, ABC International Bank plc