Business Monitor International


Australia Commercial Banking Report

Published 02 September 2014

  • 69 pages
  • Instant access to your report online and PDF format through your account library
  • Includes 3 free updated quarterly reports
 
$1,295.00
Australia Commercial Banking Report
Commercial Banking Sector Indicators 
Date Total assets Client loans Bond portfolio Other Liabilities and capital Capital Client deposits Other
November 2012, AUDbn 2,967.0 2,028.3 137.5 801.2 2,967.0 192.0 1,714.8 1,060.1
November 2013, AUDbn 3,188.5 2,123.8 165.0 899.7 3,188.5 203.0 1,864.9 1,120.6
% change y-o-y 7.5% 4.7% 20.1% 12.3% 7.5% 5.7% 8.7% 5.7%
November 2012, USDbn 3,094.0 2,115.1 143.4 835.5 3,094.0 200.3 1,788.2 1,105.5
November 2013, USDbn 2,904.1 1,934.3 150.3 819.5 2,904.1 184.9 1,698.5 1,020.6
% change y-o-y -6.1% -8.5% 4.9% -1.9% -6.1% -7.7% -5.0% -7.7%
Source: BMI; Central banks; Regulators 
Commercial Banking Sector Key Ratios, November 2013 
Loan/deposit ratio Loan/asset ratio Loan/GDP ratio GDP Per Capita, USD Deposits per capita, USD
113.88% 66.61% 136.92% 61,709.8 72,841.1
Rising Falling Rising n.a. n.a.
Source: BMI; Central banks; Regulators 
Annual Growth Rate Projections 2013-2018 (%) 
  Assets Loans Deposits
Annual Growth Rate 3 2 5
CAGR 3 1 5
Ranking 60 68 59
Source: BMI; Central banks; Regulators
Ranking Out Of 73 Countries Reviewed In 2014
Loan/deposit ratio Loan/asset ratio Loan/GDP ratio
15 14 9
Local currency asset growth Local currency loan growth Local currency deposit growth
66 67 55
Source: BMI; Central banks; Regulators 
Commercial Banking Sector Indicators, 2011-2018 
  2011 2012 2013e 2014f 2015f 2016f 2017f 2018f
Total assets, AUDbn 2,821.8 2,964.7 3,083.3 3,083.3 3,268.3 3,366.3 3,467.3 3,571.3
Total assets, USDbn 2,880.7 3,081.5 2,749.4 2,836.6

Table of Contents

BMI Industry View
7
Table: Commercial Banking Sector Indicators
7
Table: Commercial Banking Sector Key Ratios, December 2012
7
Table: Annual Growth Rate Projections 2012-2017 (%)
7
Table: Ranking Out Of 62 Countries Reviewed In 2013
8
Table: Commercial Banking Sector Indicators, 2010-2017
8
SWOT
9
Commercial Banking
9
Political
10
Economic
11
Business Environment
12
Industry Forecast
13
Industry Risk Reward Ratings
20
Developed States Commercial Banking Risk/Reward Ratings
20
Table: Developed States Commercial Banking Business Environment Ratings
21
Market Overview
22
Developed States Commercial Banking Sector Outlook
22
Table: Banks' Bond Portfolios, 2011
22
Table: Comparison of Loan/Deposit & Loan/Asset & Loan/GDP ratios, 2013
23
Table: Comparison of Total Assets & Client Loans & Client Deposits (US$bn)
24
Table: Comparison of US$ Per Capita Deposits (2013)
25
Economic Outlook
26
Table: Austria - Economic Activity
31
Competitive Landscape
32
Market Structure
32
Protagonists
32
Table: Protagonists In Austria's Commercial Banking Sector
32
Definition Of The Commercial Banking Universe
32
List Of Banks
33
Table: Major Austrian Banks
33
Company Profile
34
BAWAG PSK
34
Volksbank
36
Table: Stock Market Indicators
37
Table: Balance Sheet (EURmn)
37
Table: Balance Sheet (US$mn)
38
Table: Key Ratios (%)
38
Raiffeisen Zentralbank -sterreich
39
Table: Stock Market Indicators
40
Table: Balance Sheet (EURmn)
41
Table: Balance Sheet (US$mn)
41
Table: Key Ratios (%)
41
Erste Group
42
Table: Stock Market Indicators
43
Table: Balance Sheet (EURmn)
44
Table: Balance Sheet (US$mn)
44
Table: Key Ratios (%)
44
Bank Austria
45
Table: Stock Market Indicators
46
Table: Balance Sheet (EURmn)
46
Table: Balance Sheet (US$mn)
47
Table: Key Ratios (%)
47
Hypo Group Alpe Adria
48
Kommunalkredit
50
Oesterreichische Kontrollbank
52
Table: Balance Sheet (EURmn)
53
Table: Balance Sheet (US$mn)
53
Table: Key Ratios (%)
54
Oberbank
55
Table: Stock Market Indicators
56
Table: Balance Sheet (EURmn)
56
Table: Balance Sheet (US$mn)
56
Table: Key Ratios (%)
57
Hypo Landesbank Vorarlberg
58
Table: Stock Market Indicators
59
Table: Balance Sheet (EURmn)
59
Table: Balance Sheet (US$mn)
59
Table: Key Ratios (%)
60
Regional Overview
61
Eurozone Overview
61
Global Industry Overview
64
Global Commercial Banking Overview
64
Table: Selected Highlights Of Changes To The Formulation of the Basel III Liquid Coverage Ratio
66
Demographic Forecast
68
Table: Austria's Population By Age Group, 1990-2020 ('000)
69
Table: Austria's population By Age Group, 1990-2020 (% of total)
70
Table: Austria's Key Population Ratios, 1990-2020
71
Table: Austria's Rural And Urban Population, 1990-2020
71
Methodology
72
Table: Commercial Banking Risk/Reward Rating Indicators And Rationale
74
Table: Weighting Of Indicators
75

The Australia Commercial Banking Report has been researched at source and features Business Monitor International (BMI)'s independent assessment and forecasts for the commercial banking sector in Australia. It examines key drivers of growth and future prospects, including the macroeconomic situation, the level of development and potential for growth of the banking sector, the commercial initiatives of major players, government policy and the regulatory environment. Leading banks are profiled, covering total assets, liabilities, client deposits, lending, bond holdings, main products and services, competitive positioning and ownership structure.

BMI's Australia Commercial Banking Report provides industry professionals and strategists, sector analysts, business investors, trade associations and regulatory bodies with independent forecasts and competitive intelligence on the commercial banking industry in Australia.

Key Benefits

  • Benchmark BMI's independent commercial banking industry forecasts for Australia to test other views - a key input for successful budgeting and strategic business planning in the Australian commercial banking market.
  • Target business opportunities and risks in Australia through our reviews of latest industry trends, regulatory changes, and major deals, investments and macroeconomic developments.
  • Exploit latest competitive intelligence on your competitors, partners and clients via our Company Profiles (inc. SWOTs, KPIs and latest activity) and Competitive Landscape Analysis.

Coverage

BMI Industry View

Key insights into the commercial banking market, covering industry trends, key players and the regulatory environment, plus snapshots of assets, liabilities, client loans and client deposits in local currency and US$.

Industry SWOT Analysis

Analysis of the major Strengths, Weaknesses, Opportunities and Threats within the commercial banking sector and within the broader political, economic and business environment.

Business Environment Rankings

BMI's Commercial Banking Business Environment Rankings provide a country-comparative Risk-Reward Rankings index aimed at investors and participants in the regional commercial banking market.

The rankings methodology makes sophisticated use of over 40 industry, economic and demographic data points and is part of BMI's integrated Country Risk-Industry Rankings products.

Global, Regional and Country Industry

In-depth analysis of the major global and regional developments in the market, which can be linked with the country industry overview, providing cross-country investment, product and financing trends that will affect each market, supported by BMI's global and regional industry forecasts.

BMI Economic Forecasts

BMI forecasts to end-2018 for all headline macroeconomic indicators including real GDP growth, inflation, fiscal balance, trade balance, current account and external debt.

Competitive Landscape

Market Data: Analysis of market size, dominant trends, competitive landscape and key annual and quarterly data.

Company Database: A comprehensive breakdown of KPIs of the leading commercial banks, including assets and liabilities, client loans, client deposits, capital, bond holdings, loan-deposit ratio, tier 1 capital, return on assets, earnings per share and market capitalisation.

Company Profiles and SWOTs

Examines the competitive positioning and short- to medium-term business strategies of key industry players. Strategy is examined within the context of BMI's industry forecasts, our macroeconomic views and our understanding of the wider competitive landscape to generate Company SWOT (Strengths, Weaknesses, Opportunities and Threats) analyses. The latest financial and operating statistics and key company developments are also incorporated within the company profiles, enabling a full evaluation of recent company performance and future growth prospects.

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Testimonials

'An essential, multi-faceted research tool. BMI’s thorough understanding of the major market players enables an informed – and informative – review of the sector’s actual performance, together with useful insights into current industry issues, which are topped-off with detailed and invaluable forecasts of industry and macroeconomic trends.’

Senior Research Analyst, ABC International Bank plc